title
Approve Annual Renewal of City Insurance Policies
recommendation
That the City Council approve the following insurance policies and renewal premiums:
1. Excess Liability ($10M Limit) insurance with Alliant National Municipal Liability (ANML) Program, in the amount of $1,027,815, for the period of July 1, 2025 to July 1, 2026; and
2. Excess Liability ($5M xs $10M Limit) insurance with Starstone Specialty Insurance Company, in the amount of $284,500, for the period of July 1, 2025 to July 1, 2026; and
3. Excess Liability ($5M xs $15M Limit) insurance with Arch Specialty Insurance Company, in the amount of $189,851.20, for the period of July 1, 2025 to July 1, 2026; and
4. Excess Liability ($5M xs 20M Limit) insurance with Acceptance Casualty Insurance Company, in the amount of $123,403.28 for the period of July 1, 2025 to July 1, 2026; and
5. Excess Workers’ Compensation insurance with Safety National Casualty Insurance, in the amount of $165,602, for the period of July 1, 2025 to July 1, 2026; and
6. Property & Equipment Breakdown insurance with Hanover Insurance Company, in the amount of $217,630, for the period of July 1, 2025 to July 1, 2026; and
7. Difference in Conditions (Earth Movement and Flood) insurance with Steadfast Insurance Company, QBE Specialty Insurance Company, General Security Indemnity Company of Arizona, and Hiscox Syndicate #33 in the amount of $353,705.19, for the period of July 1, 2025 to July 1, 2026; and
8. Auto Physical Damage insurance with Hanover Insurance Company, in the amount of $31,718, for the period of July 1, 2025 to July 1, 2026; and
9. Cyber Liability insurance with APIP Core, Boost & BBR, in the amount of $28,958.84, for the period of July 1, 2025 to July 1, 2026; and
10. Crime insurance with Alliant Crime Insurance Program (ACIP), in the amount of $2,664.20, for the period of July 1, 2025 to July 1, 2026; and
11. Pollution/Environmental Legal Liability insurance with Indian Harbor Insurance Company, in the amount of $12,291.40, for the period of July 1, 2025 to July 1, 2026; and
12. Volunteer Accident insurance with Volunteer Insurance Program (VIP), in the amount of $660, for the period of July 1, 2025 to July 1, 2026; and
13. Deadly Weapons insurance with Alliant Deadly Weapons Response Program (ADWRP), in the amount of $5,653.20, for the period of July 1, 2025 to July 1, 2026; and
14. Unmanned Aircraft (Drone) Coverage with California Aircraft Municipal Program (CAMP), in the amount of $1,224.26, for the period of July 1, 2025 to July 1, 2026.