title
Approve Annual Renewal of City Insurance Policies
recommendation
That the City Council approve the following insurance policies and renewal premiums:
1. Excess Liability ($10M Limit) insurance with Alliant National Municipal Liability (ANML) Program, in the Not-to-Exceed amount of $1,336,160, for the period of July 1, 2026 to July 1, 2027; and
2. Excess Liability ($5M xs $10M Limit) insurance with Starstone Specialty Insurance Company, in the Not-to-Exceed amount of $369,850, for the period of July 1, 2026 to July 1, 2027; and
3. Excess Liability ($5M xs $15M Limit) insurance with Arch Specialty Insurance Company, in the Not-to-Exceed amount of $246,807, for the period of July 1, 2026 to July 1, 2027; and
4. Excess Liability ($5M xs 20M Limit) insurance with Acceptance Casualty Insurance Company, in the Not-to-Exceed amount of $160,424 for the period of July 1, 2026 to July 1, 2027; and
5. Excess Workers’ Compensation insurance with Safety National Casualty Insurance, in the amount of $182,816, for the period of July 1, 2026 to July 1, 2027; and
6. Property & Equipment Breakdown, Auto Physical Damage, and Difference in Conditions (Earthquake and Flood) insurance with Alliant Property Insurance Program, in the amount of $596,518, for the period of July 1, 2026 to July 1, 2027; and
7. Cyber Liability insurance with APIP Core, Boost & BBR, in the amount of $26,997, for the period of July 1, 2026 to July 1, 2027; and
8. Crime insurance with Alliant Crime Insurance Program (ACIP), in the Not-to-Exceed amount of $2,964, for the period of July 1, 2026 to July 1, 2027; and
9. Pollution/Environmental Legal Liability insurance with Indian Harbor Insurance Company, in the amount of $12,292, for the period of July 1, 2026 to July 1, 2027; and
10. Volunteer Accident insurance with Volunteer Insurance Program (VIP), in the amount of $561, for the period of July 1, 2026 to July 1, 2027; and
11. Deadly Weapons insurance with Alliant Deadly Weapons Response Program (ADWRP), in the Not-to-Exceed amount of $6,445, for the period of July 1, 2026 to July 1, 2027; and
12. Unmanned Aircraft (Drone) Coverage with California Aircraft Municipal Program (CAMP), in the Not-to-Exceed amount of $1,225, for the period of July 1, 2026 to July 1, 2027; and
13. Fiduciary Liability Coverage with Alliant Fiduciary Liability Insurance Program, in the amount of $6,554, for the period of July 1, 2026 to July 1, 2027.